Financing
Financing built around what you’re buying.
Every situation is different. We’ll talk through your goals first, then point you to the programs that fit them.
A home.
Whether it’s a first purchase, a next move, or a refinance, we’ll walk through the programs that fit your situation.
Conventional Loans+
Primary, second home, investment, rate-term, cash-out, and high-balance options for qualified borrowers.
Fannie Mae · Freddie Mac · Purchase · Refinance
FHA Loans+
Flexible credit and down payment options for first-time buyers and borrowers needing expanded qualification paths.
3.5% Down · First-Time Buyers · Refinance
VA Loans+
Dedicated options for eligible veterans, active-duty service members, and surviving spouses.
0% Down · IRRRL · Cash-Out
Bank Statement Loans+
Alternative income documentation for self-employed borrowers and business owners.
12/24 Month · Self-Employed · Business Owners
An investment.
Explore financing for rental properties, fix-and-flip projects, ground-up construction, and your next real estate investment.
DSCR Rental Property Loans+
Rental-property financing evaluated using the property’s rental income rather than personal income, subject to program requirements. DSCR eligibility applies to rental properties only — fix-and-flip, construction, and other investment programs are qualified on their own terms.
DSCR · Rental Income Analysis · Short-Term Rental
Conventional Investment Properties+
Conventional financing for second homes and investment properties for qualified borrowers.
Second Home · Investment · Refinance
A business property.
Financing conversations for business locations and commercial real estate investments.
Commercial Financing+
Flexible guidance for mixed-use, investor, and small business real estate financing scenarios.
Mixed-Use · Investor · Business Purpose